What is dental insurance? Regular trips to the dentist are essential for good oral health. A dental insurance policy may help considerably with the costs, often paying 100 percent of the expense of preventive benefits. But a great smile often requires additional dental care, such as X-rays, sealants, and emergency oral evaluation.
Aflac bases its dental policy benefits on the American Dental Association (ADA) code and spells out the benefits for both wellness and other diagnostic/treatment services. Since each covered procedure has a specific benefit amount, you know exactly what you're getting. Translation: No surprises. Other advantages include:
- No deductibles
- HSA compatible policies are available
- We don't use networks, so you can be treated by the dentist of your choice
- No precertification
- You own your policy, so even if you change jobs or retire, you can take it with you
This is for illustrative purposes only. Benefits may not be available in all states.
View Plan Options
You can review all of your plans for coverage below. This is a brief overview. There may be multiple levels of the same coverage. Benefits and benefit amounts are determined by state, plan level, and type of coverage selected. Refer to the attached brochure for details on benefits, limitations, and exclusions before applying for coverage.
Dental - Essentials Plan
This insurance policy is our basic plan that offers benefits to help you pay for your dental care. The Essentials Plan has a $25 Wellness Benefit and $1,200 policy year maximum. HSA Compatible.