What is short-term disability insurance?  A physician-documented disability often results in a loss of income. Our short-term disability insurance pays benefits (i.e., a percentage of your gross income each month) for a period of time you select while you are disabled due to a covered sickness or off-the-job injury. Your agent will help you select the right amount of disability insurance benefits for your needs, as well as the length of time they are payable.

You should choose a level of disability coverage that best meets your needs in the following areas:

  • The price you feel you can afford
  • Your income requirements
  • The amount of monthly benefits you'll want
  • The period of time you want benefits to last
  • The number of days before coverage kicks in
  • The optional rider to increase coverage

This is for illustrative purposes only. Benefits may not be available in all states.

View Plan Options

You can review all of your plans for coverage below. This is a brief overview. There may be multiple levels of the same coverage. Benefits and benefit amounts are determined by state, plan level, and type of coverage selected. Refer to the attached brochure for details on benefits, limitations, and exclusions before applying for coverage.


  • Download PDF
    Short-Term Disability

    Disability is unpredictable, but these policy benefits can provide a source of income while you concentrate on getting better. With this insurance policy you can choose your monthly benefit amount, benefit period, and elimination period.

Watch video to learn more

  • Why Aflac Short-Term Disability Insurance?

    Watch Video
    Why Aflac Short-Term Disability Insurance?