What is group accident insurance? It's a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury—not just for emergency treatment, hospital stays, and medical exams, but for other expenses you may face, such as transportation and lodging needs.

When you are injured in a covered accident, we'll send cash benefits directly to you (unless you tell us otherwise), and you decide the best way to spend them. It's as simple as that.

You'll receive cash benefits for these and other expenses that may not be fully covered by your major medical insurance when injured in a covered accident:

  • Emergency dental work
  • Concussions
  • Intensive care unit confinement
  • Ambulance transportation (ground or air)
  • Emergency room visits
  • Lacerations

Key Features

Aflac's group plans are portable and are available at the same rates, even if you retire or leave the company, as long as the group master policy is in place. This is for illustrative purposes only. Benefits may not be available in all states for all enrollments.

View Plan Options

You can review all of your plans for coverage below. Please refer to the attached brochure for details on benefits, limitations, and exclusions before applying for coverage.

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    Group Accident Insurance

    This insurance coverage helps provide you with a financial cushion if you or a covered family member is injured as the result of a covered accident. The plan provides a range of features, including more than 50 events that trigger benefit payments, a hospital admission benefit, and a daily hospital confinement benefit that starts at $200 per day.

Learn More About Rates
Subscriber(s)Monthly Rates
Employee$16.20
Employee and Spouse$23.16
Employee and Child(ren)$30.90
Employee, Spouse, and Child(ren)$37.86

Aflac group plans are portable and are available at the same rates, even if you retire or leave the company, as long as the group master policy is in place.

The rates shown above are for illustrative purposes only and do not imply coverage. Please see the accompanying product brochure for complete details, limitations, and exclusions.

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  • Learn more about Aflac group accident insurance

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    Learn more about Aflac group accident insurance

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