What is lump sum critical illness insurance? A lump sum critical illness insurance policy provides a single cash benefit to you if you're diagnosed or treated for a covered critical illness event. The benefit is triggered by covered critical illness events such as:

  • Heart Attack
  • Stroke
  • End-Stage Renal Failure
  • Coma
  • Major Human Organ Transplant
  • Paralysis

This is for illustrative purposes only. Benefits may not be available in all states.

View Plan Options

You can review all of your plans for coverage below. This is a brief overview. There may be multiple levels of the same coverage. Benefits and benefit amounts are determined by state, plan level, and type of coverage selected. Refer to the attached brochure for details on benefits, limitations, and exclusions before applying for coverage.


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    Lump Sum Critical Illness Insurance

    This insurance policy is there for you in the event of a critical illness and will pay you a lump sum benefit ($10,000-$30,000, depending on amount selected) if you are diagnosed with a covered major critical illness event such as a heart attack, stroke, end-stage renal failure, coma, paralysis, or major human organ transplant.

Optional Rider(s)

Learn More About Rates
Subscriber(s)Monthly Premium
Individual$7.00 - $23.00
Named Insured and Spouse$11.00 - $47.00
One-Parent Family$8.00 - $27.00
Two-Parent Family$12.00 - $56.00

The rate ranges above are for illustrative purposes only and do not imply coverage. Different factors (such as age, plan level, and optional riders) are used when calculating the actual premium rate. Please see the accompanying product brochure for complete details, limitations, and exclusions.

What Aflac customers say

  • "I was sick every month, at the doctor a lot."

    Watch Michelle's Story
    "I was sick every month, at the doctor a lot."
  • "I had to be off work suddenly--without an income."

    Watch Nadine's Story
    "I had to be off work suddenly--without an income."

Still have questions?

  • 1.800.992.3522
  • www.aflac.com
  • Aflac Worldwide Headquarters
    1932 Wynnton Road
    Columbus, GA 31999