What is dental insurance?  Regular trips to the dentist are essential for good oral health. A dental insurance policy may help considerably with the costs, often paying 100 percent of the expense of preventive benefits. But a great smile often requires additional dental care, such as X-rays, sealants, and emergency oral evaluation.

Aflac bases its dental policy benefits on the American Dental Association (ADA) code and spells out the benefits for both wellness and other diagnostic/treatment services. Since each covered procedure has a specific benefit amount, you know exactly what you're getting. Translation: No surprises. Other advantages include:

  • No deductibles
  • HSA compatible policies are available
  • We don't use networks, so you can be treated by the dentist of your choice
  • No precertification
  • You own your policy, so even if you change jobs or retire, you can take it with you

This is for illustrative purposes only. Benefits may not be available in all states.

View Plan Options

You can review all of your plans for coverage below. This is a brief overview. There may be multiple levels of the same coverage. Benefits and benefit amounts are determined by state, plan level, and type of coverage selected. Refer to the attached brochure for details on benefits, limitations, and exclusions before applying for coverage.

Level(s)

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    Dental - Plan 1

    This dental insurance policy features midrange benefits, including a $50 Wellness Benefit and a $1,400 policy year maximum. HSA Compatible.

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    Dental - Plan 2

    As one of our upper-level dental insurance policies, this plan uses a higher tier of benefits for those desiring more coverage. This plan includes a $50 Wellness Benefit and a $1,600 policy year maximum. HSA Compatible.

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    Dental - Plan 3

    This insurance policy is our highest level dental plan. It provides an increased level of benefits in the event you experience significantly higher dental treatment costs. This plan features a $75 Wellness Benefit and a $1,800 policy year maximum. HSA Compatible.

Optional Rider(s)

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    Cosmetic Benefit Rider

    The rider provides benefits for specific cosmetic dental procedures. After the waiting period, the rider will help pay for internal and external teeth bleaching among other cosmetic procedures.

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    Orthodontic Benefit Rider

    The rider provides benefits for specific orthodontic treatments. After the waiting period, the rider will pay an initial orthodontic treatment of $500; afterwards Aflac will pay $50 per month for up to 18 treatments.

Medicare

What Aflac customers say

  • "I was sick every month, at the doctor a lot."

    Watch Michelle's Story
    "I was sick every month, at the doctor a lot."
  • "What should have been the most joyous moment of my life, could have been disastrous."

    Watch Mary's Story
    "What should have been the most joyous moment of my life, could have been disastrous."

Still have questions?

  • 1.800.992.3522
  • www.aflac.com
  • Aflac Worldwide Headquarters
    1932 Wynnton Road
    Columbus, GA 31999