What is a specified health event?   It's a serious health event such as heart attack, end-stage renal failure or third-degree burns. It's not only a life-altering physical event, but a devastating financial one as well. Specified health event insurance may make all the difference by providing cash benefits as you concentrate on your recovery.

Covered health events may include:

  • Stroke
  • Paralysis
  • Coronary artery bypass surgery
  • Persistent vegetative state
  • Major human organ transplant
  • Coma

This is for illustrative purposes only. Benefits may not be available in all states.

View Plan Options

You can review all of your plans for coverage below. This is a brief overview. There may be multiple levels of the same coverage. Benefits and benefit amounts are determined by state, plan level, and type of coverage selected. Refer to the attached brochure for details on benefits, limitations, and exclusions before applying for coverage.


  • Download PDF
    Critical Care and Recovery - Plan 2

    This insurance policy pays a $5,000 first-occurrence benefit and daily benefits of $300 per day for hospitalization due to a covered primary specified health event. This plan also pays a $25,000 benefit for major human organ transplants.

Optional Rider(s)

Learn More About Rates
Subscriber(s)Monthly Premium
Individual$26.00 - $61.00
Named Insured and Spouse$52.00 - $120.00
One-Parent Family$45.00 - $84.00
Two-Parent Family$59.00 - $128.00

The rate ranges above are for illustrative purposes only and do not imply coverage. Different factors (such as age, plan level, and optional riders) are used when calculating the actual premium rate. Please see the accompanying product brochure for complete details, limitations, and exclusions.

What Aflac customers say

  • Jen Tighe. Real Aflac Stories, Critical Illness Insurance

    Watch Jen's Story
    Jen Tighe. Real Aflac Stories, Critical Illness Insurance

Still have questions?

  • 1.800.992.3522
  • www.aflac.com
  • Aflac Worldwide Headquarters
    1932 Wynnton Road
    Columbus, GA 31999