What is juvenile life insurance? Aflac offers both whole and term life insurance for juveniles, helping provide peace of mind by knowing that your family can be financially protected, even in the toughest of times. A juvenile life plan also helps guarantee future insurability.
Juvenile Whole Life: Offers a death benefit plus the policy builds cash value that may be collected, borrowed, or may be available to pay the policy's premiums. The policy may remain in force for a lifetime, as long as the premiums are paid. The coverage amount doubles on the policy anniversary following the child's 18th birthday with no increase of premium.
Juvenile Term Life: Provides a death benefit until the child's 25th birthday, at which time the child has the right to convert policy to an individual permanent life policy at no more than double the face amount.
This is for illustrative purposes only. Benefits may not be available in all states.
View Plan Options
You can review all of your plans for coverage below. This is a brief overview. There may be multiple levels of the same coverage. Benefits and benefit amounts are determined by state, plan level, and type of coverage selected. Refer to the attached brochure for details on benefits, limitations, and exclusions before applying for coverage.
Juvenile Life Insurance
Juvenile Life provides protection for children and has two policy options: Whole Life or Term Life. Whole Life Insurance policy coverage amount doubles on the policy anniversary date following the named insured's 18th birthday, with no increase in premium. The Term Life Insurance policy allows the named insured to convert to an individual, permanent life policy at no more than double the face amount of the current policy, when they reach age 25.