What is group critical illness insurance? A group critical illness insurance certificate provides a single cash benefit to you if you're diagnosed or treated for a covered critical illness event. The benefit is triggered by covered critical illness events such as:

  • Cancer
  • Heart attack
  • Stroke
  • End-Stage Renal Failure
  • Major Human Organ Transplant

A 25% benefit is payable for carcinoma-in-situ and coronary artery bypass surgery. Payment of the partial benefit will reduce the internal cancer or heart attack benefits by 25%.

This is for illustrative purposes only.

View Plan Options

You can review all of your plans for coverage below. Please refer to the attached brochure for details on benefits, limitations, and exclusions before applying for coverage.

  • Download PDF
    Group Critical Illness Insurance

    This insurance coverage is there for you in the event of a covered critical illness and will pay you a lump sum benefit if you are diagnosed with a covered critical illness such as heart attack, stroke, end-stage renal failure, cancer or if a physician determines you need a major human organ transplant. It also has a Health Screening Benefit for preventive care, which covers tests such as colonoscopies, chest X-rays, and pap smear tests.

Benefit Rider(s)

  • Download PDF
    Heart Event Benefits Rider

    This rider pays benefits for some of the most common heart-related surgeries, including coronary artery bypass surgery, valve replacements or repairs and other surgical treatments. Additional benefits are also provided if you require invasive procedures such as stent or pacemaker placement.

Learn More About Rates

Group Critical Illness Employee Non-Tobacco Biweekly Premium

Group Critical Illness Spouse Non-Tobacco Biweekly Premium

Aflac group plans are portable and are available at the same rates, even if you retire or leave the company, as long as the group master policy is in place.

The rates shown above are for illustrative purposes only and do not imply coverage. Please see the accompanying product brochure for complete details, limitations, and exclusions.

Watch video to learn more

  • Learn more about Aflac group critical illness insurance coverage

    Watch Video
    Learn more about Aflac group critical illness insurance coverage

Still have questions?